Commercial Hard Money Loan

• Asset-based lending from private investors

• Used when speed, flexibility, or credit challenges are involved

Mezzanine Financing

• Subordinated debt with equity-like features

• Used in larger deals to bridge financing gaps

Portfolio Blanket Loan

• One loan secured by multiple properties

• Often used by investors to consolidate financing

Bank Statement Loan (Non-QM)

• Qualifies self-employed borrowers using 12–24 months of bank statements instead of tax returns

• Higher rates and down payments (typically 10%–20%)

Interest-Only Conventional Loan (when offered via private/portfolio lenders)

• Allows interest-only payments for initial period (usually 5–10 years)

• Often used by high-income, high-asset borrowers